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We are pleased to once again offer you
health insurance coverage through Aetna Student Health formally known as
Chickering.
Here you will find some general information about our insurance plan and
on instructions how to enroll or waive insurance plan.
Domestic
Full time Students
It is
mandatory at IIT that all full-time students and students living in
residence halls have health insurance. If you have insurance of your own,
you should complete the
Waiver Form online before the
deadlines shown below. If you do
not waive participation in the Student Health Insurance Plan before the
deadline, you will be enrolled automatically and billed $850 for this
coverage.
Domestic
Students who are Part-Time, Co-op, RA and TA students: If you do not live in the residence halls, you are
not mandated to have health insurance. If you would like to enroll in the
IIT Student Health Insurance Plan you must fill out the online enrollment
form before the deadlines
shown below.
F1
and J1 Students: You are not permitted
to waive the IIT Student Health Insurance!
Your coverage will begin from August 14,
2008 and continue through August 13, 2009. Insurance cards for students
on F1 or J1 will be available for pick up by the first week in October.
You can also log on to Aetna Student healths website and use the Aetna
Nagivator to print your temporary insurance card.
If you are enrolled in the Student
Health Insurance Plan, you may also purchase coverage for you eligible
dependents. All eligible dependents enrolling for coverage must submit an
Enrollment form to Aetna Benefit Planning Insurance Agent, Inc. Please
click on the Forms link on our website to obtain
a copy of Dependent Application Form.
The Student Health Insurance Plan
at a glance.
The
chart below shows how the Plan pays your benefits for the major types of
health care expenses. You can see the difference in your cost when you
use preferred providers. A list of all preferred providers can be
obtained uses the Doc-Find tool. Click on the Doc-Find link to obtain
more information on how to use it. The complete health plan brochure can
be viewed here.
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Type of Service or Supply Benefit Level
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Aggregate
Lifetime Maximum
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$100,000 per injury or illness
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Plan
Deductible
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Preferred
Care: $ 100
Non-Preferred
Care: $ 300
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Annual
Out-of-Pocket Limit
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Preferred
Care: $ 5,000
Non-Preferred
Care: $ Not applicable.
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Preferred
Care
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Non
– Preferred Care
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Physician
Office Visit Expenses
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Plan pays 80%
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Plan pays 60%
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Inpatient
Hospitalization Expenses
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Plan pays 80%
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Plan pays 60%
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Emergency
Room Expenses
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Plan pays 80%
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Plan pays 80%
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Prescription
Drug Expenses *
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Plan pays 100%
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Not Covered
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Rx
Copays
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$ 10 Generic/ $ 30 Brand
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Rx
Annual Maximum
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$ 1,500 per year
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* Plan pays 100% up to $1,500 per
year after a $10 co pay for generic prescription drugs and a $30 co pay
for brand-name prescription drugs. There is no coverage for prescription
drugs filled at a non-preferred pharmacy. If you have reached your max
please contact Melody Jack.
Enrollment
and Premium Information
Student
Health Insurance Plan
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Annual
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Spring
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Summer
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Student
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$
850
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$
508
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$
236
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Spouse
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$
2,094
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$
1,257
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$
566
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Child
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$
1,036
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$
625
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$
281
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Children
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$
2,020
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$
1,215
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$
550
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Coverage Period
Student
Health Insurance Plan
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Annual
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August
14, 2008 through August 14, 2009
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Spring
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January
06, 2009 through August 14, 2009
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Summer
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May
6, 2009 through August 14, 2009
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Enrollment/ Waiver Deadlines
Student
Health Insurance Plan
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Annual
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September
1, 2009
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Spring
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January
26, 2009
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