Human Resources
Policies & Procedures
Illinois Institute of Technology		 Policy No. B. 7.00

Date of Issue 6/06

Subject: Dental Care Coverage

IIT offers a group plan for dental insurance administered by Aetna for the employee and his/her family1. Both a preferred provider organization (PPO) and a dental maintenance organization (DMO) are offered.

7.01 Eligibility2 (Refer to Policy B. 1.00 for definitions)
Eligible Employees:
Full-time Employees
Full-time Faculty
Senior Research Associates
Research Associates
Retirees
Part-time employees regularly
 working at least 23.25 hours/week

Not Eligible:
Temporary Employees
Adjunct and Part-time Faculty
Student Employees (includes co-op assignments)
Part-time Employees working
 less than 23.25 hours/week

7.02 When Coverage Begins

All eligible employees have coverage on the first day of the month coinciding with, or following the date of hire. An application must be submitted to Human Resources and the employee must be actively at work when coverage begins. Otherwise, coverage will begin on the first day the employee returns to work after he/she is eligible.

7.03 Plan Cost

Employees electing coverage pay the full premium by payroll deduction on a pre-tax basis. However, the portion of the payroll deduction attributable to a same-sex domestic partner and his/her children may be taxed.

7.04 Changing Coverage

Employees may request coverage or changes to existing coverage during an annual open enrollment period during May of each year for coverage/changes effective June 1. In addition, changes may be made during the plan year if the employee has a change in family status for one of the following reasons:

marriage
divorce
death of a dependent
birth or adoption of a child
a change in health care coverage due to spouse's employment
a qualifying event as defined under the domestic partnership policy

An employee cannot cancel this plan during the plan year.

7.05 Continuing Coverage While on Leave of Absence or Upon Termination

Continuation of coverage is available upon termination or an approved leave of absence. Employees are required to pay the full monthly premium based on a payment schedule established with Human Resources.

Coverage terminates at the end of the month in which employment ceases, providinge the employee has paid the monthly premium through payroll deduction. Upon termination, former employees will receive a COBRA notice with the option to elect continuation of coverage.

7.06 Forms and Applications

The following forms are available in Human Resources:

Aetna Dental Plan Enrollment Form

7.07 Important Contact Information

Employees should contact Aetna’s Member Services at 1-877-238-6200.


1"Family" includes an eligible same-sex domestic partner and his/her children. See Policy B. 10.00
2Employees covered by a collective bargining agreement should consult their respective contract for information on health insurance benefits and cost.

Main | Index | Tab B

Converted to HTML 10/21/97 by
Ray Trygstad, CNS Client Services