Summer Term Process
Students who consider enrolling in courses during a summer session may qualify for financial aid based on their aid eligibility during the academic term.
Click the link below to review the financial aid process in the summer and to determine your eligibility based on your student status.
Types of Summer Financial Aid
Summer Scholarship
Undergraduate students enrolled for the summer will receive a Summer Scholarship offer, regardless of enrollment hours. The Summer Scholarship is calculated by taking the total value of institutional scholarships and dividing it by tuition charges during the regular academic year. This is considered a student's Summer Scholarship “percentage.” Students enrolled in summer courses will receive a Summer Scholarship that covers this percentage of their summer tuition charges. Since Summer Scholarships are based on tuition charges, they will vary from year to year. This policy is subject to change as funding is approved on an annual basis.
All tuition and fees are subject to revision by Illinois Tech’s Board of Trustees.
ROTC scholarships that were awarded in the regular academic year are not used to calculate the Summer Scholarship percentage. For calculation purposes, the Office of Financial Aid will utilize the original institutional scholarship awards that were offered to the student prior to entry into the ROTC program for Summer Scholarship calculations.
For more information regarding institutional scholarships, visit our scholarship page.
Federal Aid Eligibility
Summer financial aid packages may include the following federal awards:
- Pell Grant—Pell Grant eligibility varies and is based on enrollment and Student Aid Index (SAI).
- Remaining Stafford Loan Eligibility—Stafford Loan eligibility is determined by the year in which the student is in school and comparing it to the annual loan limits for that year—as established by the United States Department of Education. Students enrolled in fewer than six credit hours are not eligible for Stafford Loans.
- Summer Parent PLUS Loan—If the student is a dependent student, they will receive a Parent PLUS Loan offer. Students enrolled in fewer than six credit hours are not eligible for Parent PLUS Loans.
Summer Scholarship
Beginning 2025-2026 and Subsequent Academic Years
Student scholarships will be automatically prorated based on enrollment each term, and students may not opt out of this process.
Federal Aid Eligibility
- Remaining Unsubsidized Stafford Loan Eligibility—Stafford Loan eligibility is determined by the year in which the student is in school and comparing it to the annual loan limits for that year, as established by the U.S. Department of Education. If a student has remaining eligibility, the student will receive a summer Stafford Loan offer.
- Summer Graduate PLUS Loan—If the student has exhausted their Stafford Loans, they can request a Summer Graduate PLUS Loan by submitting the Federal Student Loan Adjustment Form through the Student Forms platform. Please refer to this guide to learn more about the Financial Aid forms and how to access them through the Student Forms platform.
Graduate students must be enrolled in three or more credit hours for the summer term to be eligible for federal financial aid.
Summer Scholarship
Prior to 2026-2027
Students who enroll in Summer Session courses will have their Chicago-Kent scholarship automatically applied to their financial aid award at a rate of $1500 per course, unless they email the Office of Financial to opt-out of receiving a portion of their scholarship for the summer term.
If a student does not opt-out, the amount applied to their account for the summer term will be deducted from their total scholarship amount for the subsequent academic year.
In addition:
- Summer federal student loans will be reduced by the same amount the student receives in scholarship funds for the summer term.
- Federal student loans for the subsequent academic year will be adjusted to reflect the reduction in scholarship funds due to the summer allocation.
2026-2027 and Beyond
Student scholarships will be automatically prorated based on enrollment each term, and students may not opt out of this process.
Federal Aid Eligibility
- Remaining Unsubsidized Stafford Loan Eligibility—Stafford Loan eligibility is determined by the year in which the student is in school and comparing it to the annual loan limits for that year, as established by the U.S. Department of Education. If a student has remaining eligibility, the student will receive a summer Stafford Loan offer.
- Summer Graduate PLUS Loan—If the student has exhausted their Stafford Loans, they can request a Summer Graduate PLUS Loan by submitting the Federal Student Loan Adjustment Form through the Student Forms platform. Please refer to this guide to learn more about the Financial Aid forms and how to access them through the Student Forms platform.
Law students must be enrolled in three or more credit hours for the summer term to be eligible for federal financial aid.