Insurance
We are pleased to once again offer you health insurance coverage through Aetna Student Health. Here you will find some general information about our insurance plan and instructions on how to enroll or waive the IIT insurance plan.
Domestic Full time Students
It is mandatory at IIT that all full-time students and students living in residence halls have health insurance. If you have insurance of your own, you should complete the WAIVER FORM before the deadlines shown below. If you do not waive participation in the Student Health Insurance Plan before the deadline, you will be enrolled automatically and billed $830 for annual coverage or $496 for the Spring coverage. Domestic Students who are Part-Time, Co-op, RA and TA students: If you do not live in the residence halls, you are not mandated to have health insurance. If you would like to enroll in the IIT Student Health Insurance Plan you must fill out the ENROLLMENT FORM before the deadlines shown below and mail, fax, email or bring it in to SHWC.
F1 and J1 Students:
You are not permitted to waive the IIT Student Health Insurance!
Your coverage will begin from August 14, 2012 and continue through August 13, 2013. Insurance cards for F1 or J1 students obtaining the annual coverage will be mailed by the first week in October directly from Aetna to the local address you've given to IIT. If you are enrolled in the Spring semester your card will be mailed to the local address you've given IIT during the 2nd week of February. You can also log on to Aetna Student Health's web site and use the Aetna Navigator to print your temporary insurance card and access all of your insurance benefits information.
If you are enrolled in the Student Health Insurance Plan, you may also purchase coverage for you eligible dependents. All eligible dependents enrolling for coverage must submit an Enrollment form to Aetna Benefit Planning Insurance Agent, Inc. Please click the forms link on our this site to obtain a copy of the Dependent Application Form. You can also enroll them online on Aetna's web site
The Student Health Insurance Plan at a glance.
The chart below shows how the Plan pays your benefits for the major types of health care expenses. You can see the difference in your cost when you use preferred providers. A list of all preferred providers can be obtained using the Doc-Find tool. Click on the Doc-Find link to obtain more information on how to use it. The complete health plan brochure can be viewed by logging on to Aetna Student Health. Our health plan has a lot of different benefits available to those that are enrolled, like the vital savings dental and vision plan and the Student Assistance Plan (SAP) our school ID is IIT.
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Type of Service or Supply Benefit Level |
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Policy Year Maximum |
$100,000 per injury or illness |
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Plan Deductible |
Preferred Care: $ 100 Non-Preferred Care: $ 300 |
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Annual Out-of-Pocket Limit |
Preferred Care: $ 5,000 Non-Preferred Care: $ Not applicable. |
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Preferred Care |
Non � Preferred Care |
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Physician Office Visit Expenses |
Plan pays 80% |
Plan pays 60% |
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Inpatient Hospitalization Expenses |
Plan pays 80% |
Plan pays 60% |
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Emergency Room Expenses |
Plan pays 80% |
Plan pays 80% |
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Prescription Drug Expenses * |
Plan pays 100% |
Not Covered |
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Rx Copays |
$ 10/35/50 (please see brochure for details on Copays) |
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Rx Annual Maximum |
Coverage is limited to $100,000 per Policy Year. Covers up to a 30 day supply. |
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*There is a $10/35/50 co pay for prescription drugs, $10 co pay for generic prescription drugs, $30 co pay for brand-name prescription drugs and $50 co pay for non formulary prescription drugs. There is no coverage for prescription drugs filled at a non-preferred pharmacy. If you have reached your prescription drug max please contact Melody McCray for possible assistance.
Enrollment and Premium Information
Student Health Insurance Plan
|
Annual |
Spring |
Summer |
|
|
Student |
$ 830 |
$ 496 |
$ 230 |
|
Spouse |
$ 2,099 |
$ 1,260 |
$ 567 |
|
Child |
$ 1040 |
$ 627 |
$ 282 |
|
Children |
$ 2,024 |
$ 806 |
$ 551 |
Aetna Advantage Dental
Spring dental options aren't available at this time
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Annual 8/14/12-8/13/13 |
|
|
Student |
$180 |
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Family |
$576 |
Coverage Period
Student Health Insurance Plan
|
Annual |
August 14, 2012 through August 13, 2013 |
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Spring |
January 06, 2013 through August 13, 2013 |
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Summer |
May 26, 2013 through August 13, 2013 |
Enrollment and Waiver Deadlines
Student Health Insurance Plan
|
Annual |
September 1, 2012 |
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Spring |
January 26, 2013 |