myIIT Portal

    Student Health
             &
    Wellness Center

    Main Campus
    IIT Tower
    10 W. 35th St.
    3rd Fl.
    Chicago, IL 60616

    Downtown Campus
    By Appointment Only
    565 W. Adams St.
    6th Fl., Room 656
    Chicago, IL 60661-3601


    Office Hours During the
    Fall and Spring semester


    Downtown Campus

    Monday and Wednesday
    8:30 - 9pm

    Main Campus

    Monday and Friday
    8:30 - 5pm.

    Tuesday, Wednesday
            and
         Thursday
    8:30 -7pm
        
    Saturday
    8:30 -12:30pm

    Phone:
    312.567.7550
    Fax:
    312.567.5702

    Insurance

    We are pleased to once again offer you health insurance coverage through Aetna Student Health. Here you will find some general information about our insurance plan and instructions on how to enroll or waive the IIT insurance plan.

    (Not ALL forms of health insurance are accepted to waive the student plan)

    If you are a part-time student and would like to enroll, please send an email to student.health@iit.edu. Your email should include your date of birth and student ID number.

    Returning Students

    Government mandated changes (www.iit.edu/shwc) have caused the insurance rates for the 2014-15 academic year to increase significantly. Because of this cost increase, we understand that you may want to explore other options for health insurance. A list of the added benefits can be found below.

    The Student Health Insurance Plan (SHIP) terminates August 13, 2014. Coverage for the Fall semester will begin August 14, 2014. If you are a continuing student you have three options.

        1. Allow your coverage to roll over and participate in the 2014 -2015 SHIP.

        2. Enroll in insurance benefits provided through the Affordable Care Act. To  
           obtain additional information, please go online to www.healthcare.gov.  
           (You will need to purchase a Bronze plan or higher in order to waive
           coverage through the SHIP).
        3. Obtain coverage through an independent provider (Cigna, Aetna etc.)
           Coverage must meet the minimum requirements (minimum requirements can
           be viewed online at www.iit.edu/shwc).

    What you need to know

    • If you choose options 2 or 3, you will need to complete the electronic health insurance waiver. The waiver can be accessed on our website (www.iit.edu/shwc) or www.aetnastudenthealth.com/iit.

    • If you choose not to re-enroll in the SHIP, you will be considered as “involuntarily” losing coverage for yourself and/or your family. You will be able to apply for immediate coverage through the exchange without waiting for the open enrollment period.

    • You may contact the Student Health & Wellness Center at student.health@iit.edu or Aetna Student Health directly at 800-841-3140 to obtain any documents needed. Most commonly, a Certificate of Credible Coverage (COCC) is required.

    • The Affordable Care Act ensures health plans offered both in the individual and small-group markets offer a comprehensive package of items and services, known as essential health benefits. Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and rehabilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.

    You are still eligible to receive services through the Student Health and Wellness Center should you obtain coverage outside of the SHIP.

    Additional benefits added this year.

    Pediatric Dental (up to age 19)

    Removal of the pre-existing clause

    Private duty nursing

    Routine foot care

    Autism/pervasive development

    Bariatric Surgery expense

    Hearing aids

    Cosmetic surgery

    Nutrition

    Detoxification

    Infertility

    There’s no longer a cap on prescription drugs or medical coverage (it was 500K) and now it is unlimited

    The maximum out of pocket cost was reduced to $6350 it was $7500.

    Domestic Full time Students
    It is mandatory at IIT that all full-time students and students living in residence halls have health insurance. If you have insurance of your own, you should complete the WAIVER FORM before the deadlines shown below.

    (Not ALL forms of health insurance are accepted to waive the student plan)

    If you do not waive participation in the Student Health Insurance Plan before the deadline, you will be enrolled automatically and billed $1,159 for annual coverage or $698 for the Spring coverage. Domestic Students who are Part-Time, Co-op, RA and TA students: If you do not live in the residence halls, you are not mandated to have health insurance. If you are a part-time student and would like to enroll, please send an email to student.health@iit.edu. Your email should include your date of birth and student ID number.you must send an email before the deadlines shown below.

    F1 and J1 Students:
    You are not permitted to waive the IIT Student Health Insurance.
    Your coverage will begin August 14, 2014 and continue through August 13, 2015. Insurance cards will not be mailed out. You can log on to Aetna Student Health's web site and use the print your insurance card tab or contact Aetna at 800-841-3140 to request one be mailed to you.

    If you are enrolled in the Student Health Insurance Plan, you may also purchase coverage for you eligible dependents. All eligible dependents enrolling for coverage must submit an Enrollment form to Aetna Benefit Planning Insurance Agent, Inc. You can enroll them online on Aetna Student Health's web site

    The Student Health Insurance Plan at a glance.

    The chart below shows how the Plan pays your benefits for the major types of health care expenses. You can see the difference in your cost when you use preferred providers. A list of all preferred providers can be obtained using the Doc-Find tool. Click on the Doc-Find link to obtain more information on how to use it. The complete health plan brochure can be viewed by logging on to Aetna Student Health. Our health plan has a lot of different benefits available to those that are enrolled, like the vital savings dental and vision plan and the Student Assistance Plan (SAP) our school ID is IIT.


    Type of Service or Supply Benefit Level

    Policy Year Maximum

    Unlimited

    Plan Deductible

    Preferred Care: $ 200

    Non-Preferred Care: $ 400

    Annual Out-of-Pocket Limit

    Preferred Care: $ 6,350

    Non-Preferred Care: $ Not applicable.

    Preferred Care

    Non � Preferred Care

    Physician Office Visit Expenses

    Plan pays 80%

    Plan pays 60%

    Inpatient Hospitalization Expenses

    Plan pays 80%

    Plan pays 60%

    Emergency Room Expenses

    Plan pays 80%

    Plan pays 80%

    Prescription Drug Expenses *

    Plan pays 100%

    Not Covered

    Rx Co-pays

    $ 10/35/50/100 (please see brochure and below for details on co-pays)

    Rx Annual Maximum

    Unlimited

    *There is a $10/35/50/100 co pay for prescription drugs, a $10 copay for Generic, a $35 copay for Brand Name Formulary, a $50 copay for Brand Name Non-Formulary, or a $100 copay for Specialty Drugs.

    There is no coverage for prescription drugs filled at a non-preferred pharmacy.


    Enrollment and Premium Information

    Student Health Insurance Plan

    Annual

    Spring

    Summer

    Student

    $1,159

    $ 698

    TBA

    Spouse

    $ 15,112

    $ 9,109

    TBA

    Child

    $ 7,370

    $ 4,443

    TBA

    Children

    $ 14,526

    $ 8,756

    TBA

    Coverage Period

    Student Health Insurance Plan

    Annual

    August 14, 2014 through August 13, 2015

    Spring

    January 06, 2015 through August 13, 2015

    Summer

    May 26, 2015 through August 13, 2015


    Enrollment and Waiver Deadlines

    Student Health Insurance Plan

    Annual

    September 1, 2014

    Spring

    January 26, 2015

    Last modified: 09/15/2014 10:45:14

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